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Privacy-first retirement planning

Will your corpus survive you?

Plan the years that build your corpus and the years that spend it — with every car, wedding, pilgrimage and insurance premium priced in. Your figures are encrypted in your browser before they ever reach us.

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Full access. No card required.

A whole life in one line: accumulation to retirement, then drawdown. The axis shows no amounts — your figures are nobody's business, including ours.
  • Figures encrypted in your browser
  • One-time fee, no subscription
  • English + Arabic, true RTL
  • 14-day refund, no questions

Real retirements are not a smooth line

Generic calculators assume a tidy monthly withdrawal. Life disagrees.

Real life, priced in

Cars replaced every few years, school fees, weddings, pilgrimage, home repairs, emergency shocks — each one an inflation-indexed cash-flow event at its own rate.

Figures no one can read

Every amount is AES-256 encrypted on your device before it is sent. Not us, not our host, not an attacker with our database can read your numbers.

Both halves of retirement

Build the corpus with SIPs, step-ups and lump sums; then draw it down with an inflation-indexed SWP that tells you the age your money runs out.

Thousands of futures

Deterministic projection plus Monte-Carlo simulation — success probability, pessimistic-to-optimistic bands and a retirement readiness score.

Goals with funding health

Retirement, education, home, emergencies — each goal mapped to real holdings with a funding ratio and an early-warning health indicator.

Any country, any currency

Country presets for inflation and returns, per-plan base currency, and secondary-currency assets with your own FX rates.

Free calculators, no sign-up

Quick answers now; the full planner when you are ready.

One payment. Yours for life.

Start with 7 days of full access — no card. Keep everything with a single lifetime fee, priced fairly for your region.

7-day trial

Free

The whole product, nothing locked. After the trial your plan stays safe and readable — editing resumes when you upgrade.

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Lifetime

$49one time

Priced fairly for your region — detected automatically and confirmed at checkout.

14-day refund, no questions asked.

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